Summary: We present the macroeconomic and demographic effects of a stylized mandatory single-payer healthcare system (“Medicare for All” or “M4A”) system under three different financing mechanisms: premiums, payroll, and deficits.
Financing Option | Uninsured | Population not Receiving Medical Treatment | Population in the Sickest Health States | Increase in Productivity |
---|---|---|---|---|
Current Law | 27.1% | 12.3% | 14.5% | n/a |
Premium | 0.0% | 0.5% | 13.3% | 3.6% |
Payroll | 0.0% | 0.7% | 13.2% | 7.2% |
Deficit | 0.0% | 0.6% | 13.3% | 7.6% |
Note: The effects of health on productivity are calculated as a percentage change from current law.
Financing Option | Change in Life Expectancy (years) | Change in Population Size (%) |
---|---|---|
Premium | 1.8 | 2.9 |
Payroll | 1.8 | 2.9 |
Deficit | 1.8 | 2.9 |
Related Reading elsewhere at Penn:
Note: These readings will access websites not controlled by PWBM. PWBM does not advocate for any policy, and so any opinions that may be expressed in linked articles reflect the opinions of those authors.
Year,Excess Cost Growth Private,Excess Cost Growth Medicare,Excess Cost Growth Medicaid 2020,2,0.972,1.328 2021,2,0.972,1.339 2022,2,0.972,1.35 2023,2,0.972,1.361 2024,2,0.972,1.373 2025,2,1.048,1.448 2026,2,1.124,1.524 2027,2,1.2,1.6 2028,2,1.276,1.676 2029,2,1.352,1.752 2030,2,1.2,1.6 2031,1.947,1.189,1.568 2032,1.895,1.179,1.537 2033,1.842,1.168,1.505 2034,1.79,1.158,1.474 2035,1.737,1.147,1.442 2036,1.684,1.137,1.41 2037,1.632,1.126,1.379 2038,1.579,1.116,1.347 2039,1.526,1.105,1.316 2040,1.474,1.095,1.284 2041,1.421,1.084,1.253 2042,1.368,1.074,1.221 2043,1.316,1.063,1.19 2044,1.263,1.053,1.158 2045,1.211,1.042,1.126 2046,1.158,1.032,1.095 2047,1.105,1.021,1.063 2048,1.053,1.01,1.032 2049,1,1,1 2050,1,1,1 2051,1,1,1 2052,1,1,1 2053,1,1,1 2054,1,1,1 2055,1,1,1 2056,1,1,1 2057,1,1,1 2058,1,1,1 2059,1,1,1 2060,1,1,1
Year,Current Law 2020,10.00739439 2021,9.834446062 2022,9.985020755 2023,10.3470526 2024,10.87031865 2025,11.50247198 2026,12.20338862 2027,13.14720249 2028,13.06307465 2029,13.89015105 2030,14.45506283 2031,15.14620272 2032,15.65360429 2033,16.18114546 2034,16.65807918 2035,17.20179593 2036,17.78873841 2037,18.4097551 2038,19.08069228 2039,19.53727974 2040,19.95962122 2041,20.24831848 2042,20.54838055 2043,20.93917761 2044,21.35303204 2045,21.6157799 2046,21.83433853 2047,22.17826035 2048,22.45271233 2049,22.85583851 2050,23.28618275 2051,23.63852615 2052,24.0164162 2053,24.41445613 2054,24.7736777 2055,25.16316278 2056,25.60377829 2057,26.00599174 2058,26.34057127 2059,27.05277707 2060,27.08482573
Year,Current Law 2020,4.516100473 2021,4.909452613 2022,5.226980537 2023,5.575948044 2024,6.033797378 2025,6.495081147 2026,6.763715672 2027,7.30323406 2028,7.378281168 2029,7.784781549 2030,8.150688164 2031,8.379914641 2032,8.743009878 2033,8.971794371 2034,9.265198593 2035,9.486995522 2036,9.689485028 2037,9.941240988 2038,10.19336094 2039,10.45549773 2040,10.75023993 2041,10.86476513 2042,10.95240342 2043,11.13746228 2044,11.23064104 2045,11.47681294 2046,11.53909726 2047,11.55696131 2048,11.65915429 2049,11.71884737 2050,11.8509087 2051,11.91029917 2052,11.94132193 2053,12.05908775 2054,12.11158753 2055,12.18741026 2056,12.20207246 2057,12.23099464 2058,12.23384432 2059,12.26571602 2060,12.20843275
Year,Current Law,Premium,Payroll,Deficit 2020,4.516100473,4.516100473,4.21487369,4.516100473 2021,4.909452613,0.371742523,0.566154304,0.551330812 2022,5.226980537,0.339758019,0.574303629,0.566388387 2023,5.575948044,0.331023826,0.578573721,0.585347428 2024,6.033797378,0.33723028,0.608594342,0.599819453 2025,6.495081147,0.342718934,0.628261889,0.616465586 2026,6.763715672,0.344427079,0.656162643,0.638822074 2027,7.30323406,0.367359032,0.679024067,0.664673296 2028,7.378281168,0.370053632,0.700013444,0.684926631 2029,7.784781549,0.374858465,0.698883159,0.681067528 2030,8.150688164,0.356428358,0.713015862,0.688879243 2031,8.379914641,0.38384464,0.722514254,0.697114109 2032,8.743009878,0.384853234,0.729447514,0.708163802 2033,8.971794371,0.388538171,0.724696919,0.714733317 2034,9.265198593,0.389051378,0.726208053,0.719313465 2035,9.486995522,0.387035551,0.722679817,0.72119774 2036,9.689485028,0.387861003,0.719798469,0.722115292 2037,9.941240988,0.386986661,0.719289523,0.724643846 2038,10.19336094,0.387013195,0.7195425,0.723466137 2039,10.45549773,0.390678683,0.719965271,0.710534642 2040,10.75023993,0.390968449,0.721077814,0.707602949 2041,10.86476513,0.383568987,0.720305406,0.710270037 2042,10.95240342,0.387710984,0.710852934,0.709850287 2043,11.13746228,0.389023323,0.709741576,0.712217633 2044,11.23064104,0.388546423,0.70766937,0.700024179 2045,11.47681294,0.385269303,0.704967446,0.698116212 2046,11.53909726,0.387084194,0.702932739,0.695225663 2047,11.55696131,0.391796267,0.699185222,0.691235995 2048,11.65915429,0.391189517,0.697730222,0.69038453 2049,11.71884737,0.390445254,0.696022751,0.681658159 2050,11.8509087,0.390363003,0.690133593,0.676752856 2051,11.91029917,0.394492341,0.688676753,0.665767347 2052,11.94132193,0.388774838,0.686097795,0.663560618 2053,12.05908775,0.392673755,0.682210022,0.660303748 2054,12.11158753,0.394506875,0.679552853,0.656537993 2055,12.18741026,0.394135101,0.677514224,0.649563201 2056,12.20207246,0.391278811,0.672782027,0.635861042 2057,12.23099464,0.396031564,0.666626594,0.633413736 2058,12.23384432,0.39750078,0.662030287,0.625858723 2059,12.26571602,0.398339743,0.660259246,0.614912526 2060,12.20843275,0.397423396,0.65690009,0.607237414
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,2.447927131,2.45,2.525366687 2022,1.250530017,1.204892894,1.158281193 2023,0.148915163,0.14886511,0.045490522 2024,-0.651930632,-0.625456628,-0.75055552 2025,-1.179264972,-1.133216919,-1.264137067 2026,-1.386533568,-1.327759454,-1.455310034 2027,-1.400469868,-1.324379159,-1.451576233 2028,-1.730627264,-1.654928536,-1.770789903 2029,-1.679451253,-1.591355561,-1.699642409 2030,-1.664832141,-1.570006608,-1.659811986 2031,-1.5130674,-1.430182149,-1.503885052 2032,-1.40237579,-1.326320434,-1.386783764 2033,-1.242515185,-1.175411632,-1.21923705 2034,-1.270718232,-1.210027041,-1.237886784 2035,-1.137833081,-1.091387408,-1.103849706 2036,-0.731054188,-0.704374007,-0.698271489 2037,-0.353191533,-0.338818526,-0.321595579 2038,-0.002704256,-0.00208789,0.02822567 2039,0.323779388,0.312652702,0.357227672 2040,0.744070789,0.719324675,0.772395835 2041,1.055400754,1.020762285,1.085395837 2042,1.420331908,1.380091832,1.445161751 2043,1.892240575,1.843481166,1.912670274 2044,2.232177695,2.173565691,2.246351769 2045,2.845523313,2.783572972,2.860228451 2046,3.37847908,3.313780569,3.391657267 2047,3.959618865,3.893979764,3.973168536 2048,4.555640269,4.486076588,4.567702864 2049,5.172972616,5.102658088,5.183878931 2050,5.947266834,5.880717345,5.955519286 2051,6.61060248,6.544544845,6.620626599 2052,7.291647796,7.231052461,7.298743335 2053,8.154166447,8.094189291,8.161532044 2054,8.974675458,8.919251185,8.978415716 2055,9.661179788,9.609350654,9.667128699 2056,10.33187532,10.28279428,10.33704909 2057,11.01857934,10.97796446,11.02225318 2058,11.7145458,11.68244989,11.72550435 2059,12.49927303,12.47131578,12.51206774 2060,12.99946024,12.97811247,13.01562423
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,0.485853101,-67.37636443,-67.37636443 2022,-0.294200056,-68.01622279,-68.01622279 2023,-1.249313564,-68.65730344,-68.65730344 2024,-2.166016413,-69.28559105,-69.28559105 2025,-3.136118066,-69.91695853,-69.91695853 2026,-3.91220142,-70.52289197,-70.52289197 2027,-4.766721457,-71.13412546,-71.13412546 2028,-5.491508615,-71.69949154,-71.69949154 2029,-6.446521792,-72.28357391,-72.28357391 2030,-7.097848056,-72.85694903,-72.85694903 2031,-7.863466915,-73.40398396,-73.40398396 2032,-8.595890411,-73.93833314,-73.93833314 2033,-9.257808127,-74.44305365,-74.44305365 2034,-9.968163355,-74.93685347,-74.93685347 2035,-10.54333765,-75.38807657,-75.38807657 2036,-11.11934766,-75.82333986,-75.82333986 2037,-11.57850895,-76.22863372,-76.22863372 2038,-12.02784318,-76.63013597,-76.63013597 2039,-12.44712991,-77.00904313,-77.00904313 2040,-12.85813423,-77.3668879,-77.3668879 2041,-13.23242188,-77.70505843,-77.70505843 2042,-13.44448728,-77.99728202,-77.99728202 2043,-13.70292887,-78.29020524,-78.29020524 2044,-13.83907614,-78.56537398,-78.56537398 2045,-14.1017326,-78.8473824,-78.8473824 2046,-14.25954758,-79.09147342,-79.09147342 2047,-14.34652658,-79.32250686,-79.32250686 2048,-14.36761018,-79.55032231,-79.55032231 2049,-14.35410941,-79.75882598,-79.75882598 2050,-14.29950843,-79.95960308,-79.95960308 2051,-14.25964546,-80.16160917,-80.16160917 2052,-14.12959298,-80.35451323,-80.35451323 2053,-14.06782549,-80.54701758,-80.54701758 2054,-13.98312236,-80.73416019,-80.73416019 2055,-13.89654884,-80.92252012,-80.92252012 2056,-13.77513031,-81.11192176,-81.11192176 2057,-13.72902169,-81.30984841,-81.30984841 2058,-13.57113904,-81.49167396,-81.49167396 2059,-13.52001926,-81.68176188,-81.68176188 2060,-13.32750536,-81.85645699,-81.85645699
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,0,6.911,0 2022,0,6.971,0 2023,0,7.013,0 2024,0,7.076,0 2025,0,7.18,0 2026,0,7.306,0 2027,0,7.462,0 2028,0,7.632,0 2029,0,7.937,0 2030,0,8.166,0 2031,0,8.382,0 2032,0,8.603,0 2033,0,8.831,0 2034,0,9.059,0 2035,0,9.293,0 2036,0,9.527,0 2037,0,9.771,0 2038,0,10.015,0 2039,0,10.264,0 2040,0,10.514,0 2041,0,10.771,0 2042,0,11.03,0 2043,0,11.293,0 2044,0,11.564,0 2045,0,11.839,0 2046,0,12.116,0 2047,0,12.401,0 2048,0,12.686,0 2049,0,12.983,0 2050,0,13.287,0 2051,0,13.596,0 2052,0,13.912,0 2053,0,14.235,0 2054,0,14.568,0 2055,0,14.923,0 2056,0,15.279,0 2057,0,15.659,0 2058,0,16.047,0 2059,0,16.434,0 2060,0,16.818,0
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,8.119669593,2.905379404,5.955289464 2022,8.641748759,3.099670138,5.960559825 2023,9.00134537,3.199187902,5.90943244 2024,9.353510917,3.334352403,5.877374876 2025,9.739012566,3.424273465,5.868795422 2026,10.10069004,3.504347979,5.872192297 2027,10.48359126,3.583360773,5.884096148 2028,10.89260024,3.662544862,5.88950177 2029,11.82877578,3.75494859,6.292533957 2030,12.29571674,3.802842202,6.308530598 2031,12.78219643,3.873030062,6.337921374 2032,13.27273892,3.956447262,6.356410441 2033,13.79937562,4.047019143,6.378903623 2034,14.34260621,4.164131902,6.398485184 2035,14.90644684,4.279632579,6.409644789 2036,15.47562534,4.406508023,6.402126063 2037,16.0539605,4.512726532,6.374872735 2038,16.66257794,4.648676275,6.346928345 2039,17.27764596,4.772001412,6.299107546 2040,17.92298433,4.926125636,6.241394379 2041,18.58069992,5.064019625,6.165964538 2042,19.24114903,5.209745428,6.060952587 2043,19.93583638,5.361170986,5.953723662 2044,20.63688574,5.4986791,5.808812575 2045,21.3614197,5.649179104,5.651919991 2046,22.0963857,5.802038382,5.470923077 2047,22.84866406,5.946443055,5.260110316 2048,23.62142559,6.107812617,5.014067632 2049,24.40081712,6.24470487,4.728523815 2050,25.19775916,6.389458032,4.401708293 2051,26.01922425,6.544458253,4.040395262 2052,26.84902664,6.686702384,3.631983471 2053,27.56980551,6.761590028,3.222248293 2054,28.46788744,6.908865528,2.719167839 2055,29.40775706,7.044910332,2.170396064 2056,30.38531889,7.219285374,1.556640961 2057,31.40109977,7.362720369,0.878553669 2058,32.44206047,7.488910013,0.117915988 2059,33.55104032,7.660550354,-0.713075869 2060,34.66987522,7.853236036,-1.666812093
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,11.11273156,82.42122115,8.885677447 2022,11.65436266,84.31953646,9.06022207 2023,12.18686143,86.13506585,9.238066983 2024,12.73284658,88.01600674,9.432877335 2025,13.29399887,90.1038819,9.625763517 2026,13.86005001,92.12179748,9.812249074 2027,14.43748058,94.44369403,9.996893277 2028,15.00857168,96.60995128,10.15964331 2029,15.74714504,98.78537074,10.40422228 2030,16.3867072,101.5116774,10.59868787 2031,17.05603092,103.9831928,10.80303336 2032,17.73519419,106.6280016,11.00628162 2033,18.44173432,109.3954151,11.21983566 2034,19.16820038,112.1014999,11.43266132 2035,19.8860738,114.8026129,11.61437964 2036,20.59725821,117.4241238,11.77540358 2037,21.30654596,120.1366542,11.91344517 2038,22.03185848,122.8293983,12.04536637 2039,22.78849799,125.6596689,12.17964223 2040,23.56578121,128.4517948,12.31227527 2041,24.38341073,131.3903308,12.45472022 2042,25.17535851,134.2324009,12.54624588 2043,25.97285335,137.1351915,12.61327997 2044,26.81218759,140.1388019,12.68633212 2045,27.65573019,143.1663494,12.72925057 2046,28.49069535,146.1618549,12.73739125 2047,29.35227093,149.2845685,12.73129147 2048,30.21344418,152.33774,12.68929069 2049,31.07910602,155.5142805,12.60771268 2050,31.93818441,158.6723957,12.47675602 2051,32.81632276,161.8647002,12.31516103 2052,33.73876174,165.121938,12.13809325 2053,34.63875339,168.4182479,11.88764674 2054,35.61394584,171.8273595,11.64305838 2055,36.65605999,175.7151634,11.38944898 2056,37.66116443,179.2473314,11.02891648 2057,38.75132621,183.2853371,10.65516884 2058,39.82576928,187.3144784,10.18567213 2059,40.96079684,191.3278465,9.669412801 2060,42.06525543,195.0785783,9.018401413
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,0,0,0 2022,0.015463494,0.026094646,0.016429962 2023,0.04735901,0.051225052,0.051225052 2024,0.095206797,0.086507699,0.100039629 2025,0.159496571,0.133880455,0.164813123 2026,0.23878577,0.190931941,0.244102862 2027,0.335990641,0.261057476,0.335507201 2028,0.448222341,0.33991403,0.440002514 2029,0.575988393,0.430903156,0.556160077 2030,0.719803795,0.530661803,0.68449084 2031,0.878237139,0.639685673,0.821139628 2032,1.053288865,0.758503517,0.970032576 2033,1.243057136,0.887136998,1.126838315 2034,1.447590256,1.023680794,1.293529446 2035,1.665971906,1.16865239,1.465783836 2036,1.898258394,1.322087987,1.645092609 2037,2.146018558,1.486003805,1.832996855 2038,2.406356082,1.657010485,2.024641475 2039,2.678875183,1.835651591,2.221541811 2040,2.96511034,2.021489268,2.423257827 2041,3.263684692,2.214086811,2.628376142 2042,3.575222446,2.41596741,2.836983111 2043,3.898815186,2.625712767,3.049104682 2044,4.23549633,2.840917414,3.264760026 2045,4.586362148,3.065070418,3.48401226 2046,4.951643533,3.298811645,3.709939505 2047,5.332902075,3.543669813,3.938663295 2048,5.728755171,3.794797305,4.171676179 2049,6.136850589,4.055687693,4.407052857 2050,6.560459084,4.326556325,4.646458681 2051,6.998536015,4.608347176,4.886849279 2052,7.449960008,4.901796206,5.129901549 2053,7.914416286,5.207529626,5.373711595 2054,8.388126112,5.521229208,5.615372038 2055,8.875275522,5.845529101,5.857443555 2056,9.382555143,6.182407896,6.105799365 2057,9.920231329,6.542526673,6.37102403 2058,10.48037335,6.916796578,6.646480393 2059,11.07271635,7.30869391,6.937099359 2060,11.66499347,7.707057524,7.216644915
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,1.53301E-05,-0.077360017,1.88859E-05 2022,-4.884395762,-3.872594307,1.302352155 2023,-8.588904322,-6.619384804,3.41020219 2024,-12.1552227,-9.31037935,5.312860816 2025,-15.57071512,-11.86801712,7.047644179 2026,-18.8374781,-14.29712076,8.658111906 2027,-21.9320638,-16.57075043,10.18261 2028,-24.83474915,-18.6949442,11.67106237 2029,-27.57951043,-20.68344464,13.11674647 2030,-30.33366922,-22.51965581,14.46352356 2031,-32.95537017,-24.24124177,15.78976629 2032,-35.47238975,-25.86426679,17.0892135 2033,-37.91759227,-27.42730112,18.37999796 2034,-40.25451083,-28.90518284,19.69257733 2035,-42.49445496,-30.30688208,21.01882209 2036,-44.65875619,-31.64868428,22.34392009 2037,-46.70804574,-32.90612063,23.64254515 2038,-48.6697945,-34.09613469,24.94802342 2039,-50.58641243,-35.2429801,26.27793244 2040,-52.45098904,-36.34523615,27.62446051 2041,-54.2338521,-37.3808964,28.96655017 2042,-55.94302217,-38.35709755,30.2919421 2043,-57.62363113,-39.29678257,31.61955128 2044,-59.24641644,-40.18791836,32.93269157 2045,-60.82955022,-41.04905258,34.25770493 2046,-62.38857072,-41.89573669,35.57390111 2047,-63.90026907,-42.69840513,36.90263269 2048,-65.37725781,-43.46978176,38.24754687 2049,-66.8310522,-44.20721072,39.62369605 2050,-68.2474502,-44.9076651,41.02362053 2051,-69.63497844,-45.57425174,42.45419385 2052,-70.99251141,-46.20812013,43.92315295 2053,-72.32035882,-46.80825468,45.40809352 2054,-73.60933452,-47.37518238,46.89739434 2055,-74.86673303,-47.9128207,48.43480797 2056,-76.09508475,-48.42391275,50.01524695 2057,-77.31708421,-48.91843132,51.64113448 2058,-78.5286491,-49.40004052,53.30112659 2059,-79.71328141,-49.85853297,54.98467051 2060,-80.87913765,-50.29736296,56.70470381
Year,Premium,Payroll,Deficit 2020,0,0.000793017,0 2021,-0.886932888,-3.616037852,-2.226328627 2022,-0.427885232,-3.658055808,-2.447198828 2023,-0.125191621,-3.779890307,-2.776492087 2024,0.220896308,-3.828844865,-3.080630689 2025,0.592596923,-3.886228935,-3.392702495 2026,0.999172597,-3.911006795,-3.699057232 2027,1.431928249,-3.925764493,-4.008306336 2028,1.906397577,-3.913957132,-4.319346256 2029,2.308215439,-4.266530116,-4.762814456 2030,2.818203232,-4.288760269,-5.097207009 2031,3.351392437,-4.293690877,-5.444436069 2032,3.913787612,-4.274026214,-5.793867459 2033,4.509770014,-4.242036783,-6.143702198 2034,5.131034052,-4.18690498,-6.509778497 2035,5.783560823,-4.116159701,-6.886337822 2036,6.463162827,-4.027627219,-7.274427912 2037,7.169495059,-3.936107942,-7.683720941 2038,7.904460137,-3.819991722,-8.108258281 2039,8.671103202,-3.694288953,-8.54869287 2040,9.4674239,-3.54467086,-9.008561747 2041,10.29751104,-3.387612539,-9.49146411 2042,11.16105588,-3.208271344,-9.994122581 2043,12.05803267,-3.022300933,-10.51885027 2044,12.99046286,-2.826619663,-11.07269257 2045,13.95348076,-2.617742124,-11.65666675 2046,14.95471009,-2.389383781,-12.26702157 2047,15.99281244,-2.15229563,-12.90760521 2048,17.06465784,-1.898210453,-13.58728909 2049,18.17018425,-1.642730662,-14.30833373 2050,19.31424527,-1.373155947,-15.07265854 2051,20.4917324,-1.093862946,-15.88461231 2052,21.70938166,-0.807005967,-16.74846912 2053,22.96809255,-0.509327196,-17.66720059 2054,24.262191,-0.211910939,-18.63646695 2055,25.60426819,0.082372774,-19.66814942 2056,26.99415923,0.404343779,-20.77221469 2057,28.43324786,0.715970291,-21.95053621 2058,29.92896438,1.035806483,-23.20301314 2059,31.48332667,1.376109738,-24.54613788 2060,33.10963062,1.756805926,-25.98178246
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,-4.808958772,-9.562341383,-7.990146402 2022,-4.675571851,-9.593074108,-8.032363513 2023,-4.538182839,-9.628043491,-8.084924418 2024,-4.407936013,-9.623074017,-8.120361286 2025,-4.299505005,-9.67105332,-8.175928304 2026,-4.184072364,-9.704136035,-8.231346975 2027,-4.066239687,-9.75506638,-8.280627867 2028,-3.933067244,-9.785974545,-8.320465922 2029,-4.079345216,-10.43526204,-8.673722618 2030,-3.962588694,-10.52471511,-8.722754187 2031,-3.857752606,-10.60782603,-8.785356181 2032,-3.750998468,-10.67975224,-8.834863928 2033,-3.647756113,-10.76404788,-8.879331112 2034,-3.526477943,-10.82231063,-8.923558933 2035,-3.388217221,-10.87781803,-8.951369118 2036,-3.253330245,-10.9273769,-8.97053137 2037,-3.129060366,-10.99575839,-9.002822795 2038,-3.002711485,-11.03968555,-9.025248311 2039,-2.869366467,-11.08904497,-9.045276182 2040,-2.732371923,-11.11809328,-9.062240134 2041,-2.596293281,-11.15677278,-9.081803954 2042,-2.461151242,-11.18822179,-9.092717856 2043,-2.325748612,-11.22988342,-9.109058843 2044,-2.188240252,-11.27590058,-9.132584462 2045,-2.068168287,-11.33495866,-9.172515395 2046,-1.956775506,-11.40090832,-9.215995339 2047,-1.835658364,-11.46929675,-9.255615912 2048,-1.72185419,-11.53194899,-9.307151781 2049,-1.609971413,-11.610605,-9.368755463 2050,-1.493269916,-11.68384572,-9.433166576 2051,-1.388831859,-11.76943118,-9.516862673 2052,-1.283737646,-11.86105822,-9.611583068 2053,-1.178503681,-11.95571088,-9.717553936 2054,-1.077001675,-12.0639156,-9.841080776 2055,-0.960989473,-12.19929891,-9.970435538 2056,-0.838458482,-12.31454473,-10.11151804 2057,-0.717123024,-12.46137785,-10.2749877 2058,-0.57971869,-12.61268213,-10.43369363 2059,-0.453386187,-12.76408018,-10.62041894 2060,-0.319916802,-12.88192924,-10.83535246
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,-1.214477832,-4.915737941,-3.031732651 2022,-0.956525808,-4.907238112,-3.151647953 2023,-0.747238634,-4.926623532,-3.298061617 2024,-0.516652169,-4.88630457,-3.418176463 2025,-0.283580915,-4.884727954,-3.552608889 2026,-0.034582039,-4.864354489,-3.682102174 2027,0.22303711,-4.85142536,-3.815017328 2028,0.514005694,-4.820579196,-3.945611873 2029,0.686062465,-5.276148011,-4.240517311 2030,0.978324946,-5.295747552,-4.387370828 2031,1.275789625,-5.304451777,-4.543476856 2032,1.585914139,-5.294725457,-4.696708235 2033,1.914184074,-5.283521566,-4.844041879 2034,2.25458943,-5.251752259,-4.99971561 2035,2.612740756,-5.211813365,-5.156630011 2036,2.979636892,-5.162862478,-5.31886859 2037,3.35347476,-5.125832781,-5.496657793 2038,3.740446377,-5.068854392,-5.678957124 2039,4.143820655,-5.012110054,-5.866641309 2040,4.559352235,-4.936327072,-6.063053322 2041,4.989343362,-4.865014184,-6.271810749 2042,5.432333673,-4.777934376,-6.48945623 2043,5.889524553,-4.693945374,-6.716973244 2044,6.358113449,-4.612791646,-6.965048153 2045,6.835285777,-4.528964628,-7.229994141 2046,7.32487591,-4.438693932,-7.511726608 2047,7.830125265,-4.349250162,-7.807535764 2048,8.345666908,-4.250566779,-8.129005938 2049,8.871361377,-4.162019292,-8.476577444 2050,9.413584564,-4.065149156,-8.849392171 2051,9.965948093,-3.965542591,-9.250682303 2052,10.53498452,-3.867169046,-9.684713757 2053,11.11677195,-3.768171781,-10.15572357 2054,11.71138217,-3.678181955,-10.65979777 2055,12.32973409,-3.602844094,-11.19933827 2056,12.96823581,-3.501235392,-11.78604706 2057,13.62398173,-3.427471077,-12.42229013 2058,14.30280248,-3.355707067,-13.10620967 2059,14.99974836,-3.272289006,-13.85588501 2060,15.72917435,-3.152372742,-14.66749441
Year,Premium,Payroll,Deficit 2020,0,0,0 2021,3.776070619,5.137907718,5.389002979 2022,3.901461688,5.183049805,5.306992488 2023,3.971162835,5.202299631,5.207919127 2024,4.070718511,5.241126975,5.117765904 2025,4.196346205,5.298772477,5.034975394 2026,4.330689509,5.359914988,4.957297127 2027,4.471081696,5.433702285,4.868775739 2028,4.629140132,5.504017057,4.771898213 2029,4.968072509,5.760206696,4.854249439 2030,5.144780116,5.844035666,4.749686869 2031,5.339528011,5.932705314,4.650436759 2032,5.544901788,6.02889817,4.539186657 2033,5.77250717,6.141612414,4.428511427 2034,5.992387599,6.246582987,4.30829672 2035,6.211414181,6.357569508,4.167815671 2036,6.442565055,6.471701649,4.011517187 2037,6.691929645,6.595107724,3.853048094 2038,6.951903466,6.711791872,3.678263611 2039,7.220365879,6.834855067,3.494744131 2040,7.496558004,6.955033295,3.29806542 2041,7.787831591,7.081866329,3.090682974 2042,8.092657455,7.217834776,2.863644764 2043,8.410889307,7.36276835,2.631819594 2044,8.737552338,7.509920048,2.385383469 2045,9.091481195,7.676073832,2.138693219 2046,9.466897345,7.858110346,1.877278643 2047,9.846532323,8.042460213,1.595779356 2048,10.24390623,8.230521789,1.299050439 2049,10.65284048,8.427012886,0.984404465 2050,11.07219219,8.626617204,0.644578576 2051,11.51469977,8.844880745,0.294176769 2052,11.97241659,9.069645059,-0.080907146 2053,12.44190392,9.299341474,-0.485332038 2054,12.92761447,9.536169033,-0.908082082 2055,13.41968533,9.790872639,-1.364999087 2056,13.92343653,10.05105044,-1.862896092 2057,14.44469096,10.31990971,-2.393203827 2058,14.96930101,10.59304175,-2.983840851 2059,15.52351602,10.88059964,-3.619916353 2060,16.10059968,11.16824146,-4.297826618